CBF-Age-Based : 1984-1986
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Strategy:

Age-Based Portfolios have allocations that are designed to be appropriate for the age of the particular Beneficiary. For a younger Beneficiary, they start out focused on long-term growth, invested almost entirely of stocks, and as the Beneficiary nears college, the portfolio’s fixed-income and money-market allocation increases while the equity allocation decreases. This is intended to shift the portfolio to a more conservative mix and means fewer stocks and more bonds and short term instruments, thereby placing an increased emphasis on capital preservation as the Beneficiary approaches the target college age. For a newborn, the allocation begins at 95% equity and results in 35% equity funds when the child is college age.

The portfolio’s targeted equity blend is an equal weighting of portfolios that invest in growth and value stocks (50% each), with approximately 70% of each investing in portfolios primarily composed of U.S. companies and 30% in portfolios investing primarily in non-U.S. companies. The portfolio’s fixed income portfolios will primarily be investment grade, but may include high yield (“junk bonds”). The portfolio will allow for the relative weightings to change in response to markets, but only within carefully constructed ranges. Beyond those ranges, the portfolio will rebalance toward the targeted blends.

The portfolio can also selectively invest in portfolios that invest primarily in real estate investment trusts (REITs), which often provide attractive income, yet historically have had a low correlation to other asset classes that can make up the portfolio.
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Historical Pricing
 
Daily Pricing (as of 9/3/2010 )
 
Class
NAV ($)
Change ($)
Offering
Price ($)
 YTD NAV
Program
Management and
Distribution
Fees (%)
As of Date
High (date)
 Low (date)
A
 12.61 0.06
13.17
12.90 (4/15/2010)
12.12 (7/5/2010)
0.97
8/27/2010
Ax
 12.62 0.06
13.04
12.92 (4/15/2010)
12.13 (7/5/2010)
0.97
5/9/2006
B
 11.80 0.06
11.80
12.11 (4/15/2010)
11.36 (7/5/2010)
1.72
8/27/2010
Bx
 12.18 0.06
12.18
12.48 (4/15/2010)
11.72 (7/5/2010)
1.32
5/9/2006
C
 11.81 0.06
11.81
12.12 (4/15/2010)
11.37 (7/5/2010)
1.72
8/27/2010
Cx
 12.31 0.05
12.31
12.61 (4/15/2010)
11.84 (7/5/2010)
1.22
5/9/2006
R
 12.93 0.06
12.93
13.22 (4/15/2010)
12.43 (7/5/2010)
0.72
8/27/2010
RA
 12.64 0.06
12.64
12.94 (4/15/2010)
12.15 (7/5/2010)
0.45
8/27/2010
RI
 12.94 0.07
12.94
12.94 (9/3/2010)
12.69 (8/30/2010)
0.20
8/27/2010


The annualized expense ratios for each of the Education Strategies Portfolios is based on each Portfolio’s total estimated operating expenses, plus a weighted average of the expense ratios, for the Mutual Funds in which it invests. Each Education Strategies Portfolio’s actual expenses may be higher or lower depending on its own actual operating expenses, its allocation percentages among various Mutual Funds (for the Age-Based and Fixed Allocation Portfolios), and the actual expenses of the underlying Mutual Funds, each of which is likely to change over time.


Month-End | Quarter-End
  Monthly Performance
 
Description
(as of 9/3/2010 )
Annualized (as of 8/31/2010)
Inc. Date
MTD
YTD
1 Yr.
3 Yrs.
5 Yrs.
10 Yrs
Since Inc.
A 
 NAV: 1.86 2.11
6.17
-0.61
2.35
—
3.17
2/11/2002
w/ Sales Charge: -2.47 -2.25
1.64
-2.04
1.47
—
2.65
2/11/2002
Ax 
 NAV: 1.77 2.02
6.26
-0.58
2.37
—
2.33
11/15/2000
w/ Sales Charge: -1.56 -1.33
2.82
-1.66
1.70
—
1.98
11/15/2000
B 
 NAV: 1.81 1.55
5.46
-1.32
1.59
—
2.70
6/17/2002
w/ Sales Charge: -2.19 -2.45
1.46
-1.98
1.59
—
2.70
6/17/2002
Bx 
 NAV: 1.84 1.75
5.84
-0.96
1.99
—
2.01
11/9/2000
w/ Sales Charge: -0.66 -0.75
3.34
-1.79
1.52
—
2.01
11/9/2000
C 
 NAV: 1.81 1.55
5.45
-1.34
1.61
—
2.41
2/11/2002
w/ Sales Charge: 0.81 0.55
4.45
-1.34
1.61
—
2.41
2/11/2002
Cx 
 NAV: 1.74 1.90
6.05
-0.81
2.11
—
1.92
11/6/2000
w/ Sales Charge: — —
—
—
—
—
—
11/6/2000
R 
 NAV: 1.81 2.21
6.54
-0.34
2.62
—
2.44
10/6/2000
w/ Sales Charge: — —
—
—
—
—
—
10/6/2000
RA 
 NAV: 1.77 2.10
6.34
-0.58
2.37
—
2.35
1/9/2001
w/ Sales Charge: — —
—
—
—
—
—
1/9/2001
RI 
 NAV: 1.81 —
—
—
—
—
-0.16
8/27/2010
w/ Sales Charge: 1.81 —
—
—
—
—
—
8/27/2010


 
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The performance shown represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance information shown. Portfolio returns reflect reinvestment of dividends and/or capital gains distributions in additional shares.

Portfolio returns are annualized for periods longer than one year. The net asset value (NAV) price is the value of one share of the Portfolio as of the date listed. The NAV does not take into account any initial sales charges that may apply when shares are purchased or redemption charges; if these sales charges were reflected, the Portfolio's quoted performance would be lower. The NAV change is the change in value of one share of the Portfolio from the prior day's value. Year-to-date (YTD) returns are at NAV as of the date listed.

Sales Charges: 1-, 3-, 5- and 10-year and since inception returns include fees, expenses and reinvested distributions and payment of the maximum initial sales charge or contingent redemption charge. The maximum initial sales charge applicable to Alternative A (Class A) shares is 4.25%. The redemption charge applicable to Alternative B (Class B) shares varies according to the number of years from the time a contribution was made until the withdrawal as follows: 4% year 1; 3% year 2; 2% year 3; 1% year 4; 0% year 5 or later. The redemption charge applicable to Alternative C (Class C) shares is 1% for the first year after a contribution is made. The maximum initial sales charge to Alternative RZ (Class RZ) shares is 4.00%.

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