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All mutual funds have fees and expenses. Below are two calculators that can help you determine the fees and expenses of investing in AllianceBernstein mutual funds. Current Investment Fee and Expense Calculator Calculates the estimated annual fees and expenses of a current investment in an AllianceBernstein mutual fund. Hypothetical Fee and Expense Calculator Calculates the hypothetical fees and expenses of a $10,000 investment in an AllianceBernstein mutual fund over a 10 year period. Mutual fund fees and expenses may fluctuate over time and actual expenses may be higher or lower than the estimates shown. You should consider the investment objectives, risks and charges and expenses of the Fund carefully before investing. For a free copy of the Fund’s prospectus, which contains this and other information, visit our literature page or call your financial representative or AllianceBernstein at (800) 227-4618. Please read the prospectus carefully before you invest.