AllianceBernstein

Related Materials

Retirement Planning Calculator

Will I have enough for a comfortable retirement? How much can I expect to be able to withdraw each year? How can a simple change today impact my future retirement income? The Retirement Planning Calculator can help.

Pricing & Performance

Retirement Prospectus

Retirement Prospectus Supplement

Professional Management

When you select Retirement Strategies, you're putting your investments in the experienced hands of a senior AllianceBernstein portfolio team dedicated to managing asset-allocation funds.

The team taps into the deep and varied expertise of specialist managers who guide each underlying stock or bond fund. AllianceBernstein's large staff of research analysts uncovers investment opportunities all over the world.

With Retirement Strategies, you'll have the opportunity to benefit from their wealth of expertise—and a legacy of over 40 years of providing asset-allocation services to all types of investors.

AllianceBernstein employs more than 500 investment professionals with expertise in growth equities, value equities, fixed income securities, blend strategies and alternative investments and, through its subsidiaries and joint ventures, operates in more than 20 countries.
AllianceBernstein's research disciplines include fundamental research, quantitative research, economic research and currency forecasting capabilities. Through its integrated global platform, AllianceBernstein is well positioned to tailor investment solutions for its clients. AllianceBernstein also offers independent research, portfolio strategy and brokerage-related services to institutional investors.

AllianceBernstein L.P. is a leading investment management firm that offers high-quality research and diversified investment services to institutional clients, individuals and private clients in major markets around the world.

Before investing for retirement, there are many factors to consider, including your time horizon, retirement needs, goals and assets (income and investments outside of those in your employer-sponsored retirement plan). You should view the AllianceBernstein Retirement Strategies as one part of your entire plan for retirement income, not the whole solution.

AllianceBernstein Retirement Strategies' underlying investments include international companies, which involve such risks as currency fluctuations, economic instability and political developments. The portfolios also invest some of their assets in small and midsize companies. Such investments increase the risk of greater price fluctuations. In addition, the portfolios have a portion of their assets in bonds. Investments in bonds are subject to interest-rate risk, credit risk and inflation risk. As interest rates rise, the prices of bonds fall. Long-term bonds have more exposure to interest-rate risk than short-term bonds. Lower-rated bonds may offer higher yields in return for more risk. As with all investments, there is a risk of not meeting your retirement income needs. Because the Retirement Strategies are managed to specific retirement dates, you may be taking on greater risk if your actual year of retirement differs dramatically from what you estimated.

Investors should consider the investment objectives, risks, charges and expenses of the Fund/Portfolio carefully before investing. For copies of our prospectus or summary prospectus, which contain this and other information, visit us online at www.alliancebernstein.com or contact your AllianceBernstein Investments representative. Please read the prospectus and/or summary prospectus carefully before investing.

Investment Products Offered: Are Not FDIC Insured | May Lose Value | Are Not Bank Guaranteed

AllianceBernstein mutual funds may be offered only to persons in the United States and by way of a prospectus. This web site should not be considered a solicitation or offering of any investment products or services to investors residing outside of the United States.

AllianceBernstein Defined Contribution Investments is a unit of AllianceBernstein L.P.; AllianceBernstein Investments, Inc. is an affiliate of AllianceBernstein L.P. and is a member of FINRA.