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Secure Retirement Strategies: Lifetime Income

PDF 486k
April 28, 2011
A comprehensive retirement solution that combines a diversified target-date fund with guaranteed lifetime income.

Benefits for Participants

  • Secure retirement income for life
  • An income stream with growth potential and downside protection
  • Full account liquidity with no penalties
  • The potential to pass any remaining account value on to beneficiaries

Benefits for Plan Sponsors

  • Designed to serve as a qualified default investment alternative
  • Guaranteed income backed by multiple leading insurers
  • Multimanager, research-driven target-date funds
  • Institutional pricing

Unique Strength of SRS

Our solid foundation is built with multiple insurers and investment managers, providing a level of diversification that no other target-date fund offers today.

Three Leading Insurers

Providing millions of customers with financial products and services since 1859.

Over the last 80 years, Nationwide has grown into one of the largest insurance and financial-services companies in the world.

More than 100 years helping Americans build, protect and distribute their wealth during and after their lifetimes.

 

Four World-Class Investment Managers

A global, research-driven investment organization that specializes in style-pure active portfolios.

A global leader in indexing (passive) strategies.

Widely recognized as the world's premier bond manager.

An investment advisor to more than 1,800 institutions in over 40 countries.

 
 

Survey of 300 401(k) participants 50 years or older. AllianceBernstein Research, March 2009.

What “Target-Date” Means: The "target date" in the fund's name refers to the approximate year when a participant expects to retire and begin withdrawing from his or her account. Target-date funds adjust their asset allocation over time, seeking greater asset growth in early years and gradually lowering risk as participants near retirement.

Investments in Secure Retirement Strategies are not guaranteed against loss of principal: At any time, account values can be more or less than the original amount invested—including at the time of the fund's target date. Also, investing in Secure Retirement Strategies does not guarantee sufficient income in retirement.

Investment in Secure Retirement Strategies carries certain risks. Plans should consider all risk factors when deciding whether to invest in Secure Retirement Strategies. Plans should consult with their own legal and tax advisers before investing in Secure Retirement Strategies.

All guarantees are based on the financial strength and claims-paying ability of the insurance companies.

AXA Equitable financial products and services are issued by AXA Equitable Life Insurance Company (New York, NY).

Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.

Variable annuities are underwritten by Nationwide Life Insurance Company (Columbus, OH), a member of Nationwide Financial.