What “Target-Date” Means: The "target date" in the fund's name refers to the approximate year when a participant expects to retire and begin withdrawing from his or her account. Target-date funds adjust their asset allocation over time, seeking greater asset growth in early years and gradually lowering risk as participants near retirement.
Investments in Secure Retirement Strategies are not guaranteed against loss of principal: At any time, account values can be more or less than the original amount invested—including at the time of the fund's target date. Also, investing in Secure Retirement Strategies does not guarantee sufficient income in retirement.
Investment in Secure Retirement Strategies carries certain risks. Plans should consider all risk factors when deciding whether to invest in Secure Retirement Strategies. Plans should consult with their own legal and tax advisers before investing in Secure Retirement Strategies.
All guarantees are based on the financial strength and claims-paying ability of the insurance companies.
AXA Equitable financial products and services are issued by AXA Equitable Life Insurance Company (New York, NY).
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.
Variable annuities are underwritten by Nationwide Life Insurance Company (Columbus, OH), a member of Nationwide Financial.