Choosing a superior default
All the evidence is that the vast majority of DC members end up in a default fund. Lifestyling is typically the standard default, but Tim Banks, our Head of Sales and Client Relations, UK & Ireland, shows why a target-date approach can be better.
December 15, 2010
Default or not default?
A good default fund can provide the most effective outcomes for DC pension savers. It’s no surprise, therefore, that NEST has chosen a target-date approach for its default, says Tim Banks, our Head of Sales and Client Relations, UK & Ireland.
November 30, 2010
Pensions Week DC roundtable
There was some plain talking on the future of DC pensions at a round table hosted recently by Pensions Week magazine and attended by David Hutchins, our UK Head of DC Research and Investment Design.
November 30, 2010
Will DC indices decipher or deceive?
The first indices to focus on defined contribution default strategies will have more value as a reference point for constructing strategies than as a benchmark, says David Hutchins, AllianceBernstein Head of DC Investment Research & Design.
November 8, 2010
Flexibility key to success of annuity plans
There has been disquiet over the Government’s plans to change the retirement annuity rules. But we welcome the changes and David Hutchins, our Head of DC Investment Research & Design, argues they need to go further.
October 18, 2010
Negotiating the glide path
Getting the default fund right in a defined contribution pension scheme involves getting three key issues right: governance, design and implementation. We outline our approach.
September 15, 2010
Choosing your default option
Default funds are set to become increasingly important for defined contribution pension schemes, but what should the ideal default fund look like? Only one approach passes all the tests we believe. Find out more in our article for August 16, 2010.
August 16, 2010
Why target-date funds can be a flexible friend for all
David Hutchins argues that the inertia typical of defined contribution pension scheme members can be turned into a force for good by using a well-constructed default fund. See pages 16-17.
June 15, 2010
Building a better DC pension scheme
We suggest that an effective defined contribution retirement vehicle should be built around three principles: it should be designed to meet the changing needs of members, it should appoint a manager who is accountable for the asset allocation and it should adopt a component approach to implementation.
March 15, 2010