View other resources for AllianceBernstein Defined Contribution’s Customized Retirement Strategies.
Target-Date Retirement Funds and the Defined Contribution Plan Sponsor?s Fiduciary Responsibility
Keeping 401(k) Costs Reasonable: The Return of the Collective Investment Trust
The Target-Date Connection - Finding the Right Fit for Your Plan
Target-Date Retirement Funds-A Blueprint for Effective Portfolio Construction-Executive Summary
Market Turmoil Driving Evolution of Target-Date Funds Closer to Defined Benefit Pension Design
Have Target-Date Funds Failed? Are Income Guarantees the Answer?
Customized Retirement Strategies
A Fully Open-Architecture Target-Date Portfolio that gives Plan Sponsors Complete Design Flexibility
Customized Retirement Strategies Case Study
What Are Customized Retirement Strategies?
AllianceBernstein’s Customized Retirement Strategies portfolios automatically adjust to participants’ changing needs over time, and appeal to participants with very different investing attitudes. We support them with an award-winning communication approach.* A fund’s target date is the approximate year you expect to retire and start withdrawing from your account. Funds furthest from their target dates are nearly all equity to emphasize growth potential; their asset mix grows more conservative as investors move toward—and into—retirement. Investments in Customized Retirement Strategies are not guaranteed against loss of principal—your account value may be more or less than the amount you invested—including at the time of the fund’s target date. Investing in Customized Retirement Strategies does not guarantee sufficient retirement income.
*2007 and 2008 Pension & Investments annual communications award for plan sponsors and providers