Defined Benefit

Many of the world's largest defined benefit and defined contribution plans, as well as smaller plans
around the world, invest with us. Among them are corporate, public and union funds.

Defined Contribution

US and UK defined contribution plans, large and small, invest with us. Among them are corporate,
public and union funds.

Superannuation Aus / NZ

Defined contribution schemes in Australia and New Zealand, as well as legacy defined-benefit
and hybrid schemes, invest with us.

Endowments, Foundations & Charities

University and hospital endowments and charitable and research foundations, large and small,
invest with us.

Sovereign Wealth Funds & Central Banks

Sovereign wealth funds and central banks in Asia and the Middle East have increasingly come to us for
a wide range of portfolio strategies. In 2009, we also began to manage several portfolios associated
with the US federal government's economic recovery effort.

Financial Services / Subadvisory

Banks, insurance companies and other financial-services firms around the world hire us in a subadvisory
capacity to manage investment funds for use in variable annuities, mutual funds and other products.

Insurance Companies

Insurance companies in the North American, European and Asian-Pacific regions invest their own capital
with us and hire us in a subadvisory capacity.

Financial Advisors

Financial advisors in North and South America, Europe, Asia and the Pacific Rim tap AllianceBernstein's
broad array of mutual funds and managed-account investment services as they provide investment advice
and other financial services to individual investors.

Investment Consultants

We work closely with investment consultants around the world to help our clients in common to achieve
better objectives; to do so, we share our research, provide access and strive for transparency.

Alliance Bernstein Mutual Fund Investors

Individuals in North and South America, Europe, Asia and the Pacific Rim tap a broad array of our
investment services, mostly through intermediaries, to fund their retirements, their children's educations
and other savings needs.

Private Clients

Individuals, families and their professional advisors rely on us to preserve and build wealth across generations through customized financial planning, discretionary investing and comprehensive wealth management services. Our private client offices are located throughout the US.

Institutional Research & Trading Clients

Investment managers and other professional investors around the world use Sanford C. Bernstein for
its in-depth research on companies, industry research and equity trade execution. In 2009, we also
relaunched our equity capital markets business to further serve investors and corporate clients.

Registered Investment Advisor

Registered Investment Advisors (RIAs) can access AllianceBernstein's wide-ranging investment solutions, thought leadership and perspectives, and tools as they provide investment advice and other services to their clients.