Larry Bellinger rejoined AllianceBernstein in 2019 as a Vice President and High Yield Analyst for the Municipal Credit Group. He provides high-yield research on municipal credits, with a focus on senior living and hospitals. Prior to returning to AB, Bellinger spent three years as a research analyst with Schroders, covering all regions and all municipal sectors for investment-grade and high-yield credits. He initially joined AB in 2012 as a municipal credit research analyst, focusing on municipal credits in the Northeastern states, Florida, Ohio and Wisconsin. From 2006 to 2012, he worked at Moody’s Investors Service, where he primarily analyzed municipal credits in the Northeastern states. Prior to that, Bellinger was an analyst at insurance-rating agency AM Best Company and a D&O underwriter for financial institutions at insurance company Chubb. He holds a BS in business administration (international business) from Central Washington University, an MBA from Michigan State University and a JD from Rutgers Law School. Bellinger is a CFA charterholder. Location: New York