Richard Schwam is a Vice President and High Yield Research Analyst for the Municipal Credit Group, with a focus on real estate and project finance. He also covers high profile general governments and service providers in New York. Previously, Schwam was a vice president and product manager for Fixed Income Business Development, specializing in the firm’s municipal business. He joined AB in 2006 as an associate in the Client Group. Schwam’s experience spans research and investment management, marketing, product development, and business development. He holds a BA in economics from Hamilton College and is a CFA charterholder. Schwam is a Program Committee member of the Municipal Analysts Group of New York and a member of both the National Federation of Municipal Analysts and the CFA Society New York. Location: New York