CollegeBoundfund® Investment Options

We recognize that every investor has a different approach to investing. This is why CollegeBoundfund offers a wide variety of investment options. CollegeBoundfund portfolios invest in a mix of stock, bond and/or money market mutual funds managed by AllianceBernstein.


Introducing Education Strategies
Age-Based Education Strategies are portfolios that change over time as the college-bound beneficiary nears college age. For younger beneficiaries, the portfolio invests more heavily in stocks. As the beneficiary nears college age, the allocation gradually becomes more conservative, investing in less volatile investments in order to prepare for distributions to pay for college costs.

Age-Based Portfolios
 Age-Based Aggressive Portfolios
CBF-Age-Based : < 1984 CBF-Age-Based : Aggressive < 1984
CBF-Age-Based : 1984-1986 CBF-Age-Based : Aggressive 1984-1986
CBF-Age-Based : 1987-1989 CBF-Age-Based : Aggressive 1987-1989
CBF-Age-Based : 1990-1992 CBF-Age-Based : Aggressive 1990-1992
CBF-Age-Based : 1993-1995 CBF-Age-Based : Aggressive 1993-1995
CBF-Age-Based : 1996-1998 CBF-Age-Based : Aggressive 1996-1998
CBF-Age-Based : 1999-2001 CBF-Age-Based : Aggressive 1999-2001
CBF-Age-Based : 2002-2004 CBF-Age-Based : Aggressive 2002-2004
CBF-Age-Based : 2005-2007 CBF-Age-Based : Aggressive 2005-2007
CBF-Age-Based : 2008-2010 CBF-Age-Based : Aggressive 2008-2010

Age-Based Portfolio Target Glide Path
College savings for a newborn child in the Age-Based Portfolio are initially invested 95% in stocks and 5% in bonds. At age 10, the portfolio has already begun to gradually shift and is invested 65% in stocks and 35% in bonds. As the child nears college age, the Age-Based Portfolio has gradually shifted to an allocation of approximately 6% cash equivalents, 35% stocks and 59% bonds.



Age-Based Aggressive Portfolio Target Glide Path
College savings for a newborn child in the Age-Based Aggressive Portfolio are initially invested 100% in stocks. At age 10, the portfolio has already begun to gradually shift and is invested 80% in stocks and 20% in bonds. As the Beneficiary nears college age, the Age-Based Aggressive Portfolio has gradually shifted to an allocation of 5% cash equivalents, 40% stocks and 55% bonds. The Age-Based Aggressive Portfolio has a higher allocation of stocks as the Beneficiary ages, as compared with the Age-Based Portfolio.

Fair Fund Distribution Settlement Tax FAQ
Fair Fund Check Reissue Form
National CollegeBoundfund Program Description
Incoming Transfer/Rollover Form
BabyMintTM retailer rebate program
The AllianceBernstein Coverdell Education Savings Account
It’s Never Too Early to Start Planning for College

College Savings Crunch
Literature & Forms
Free Application for Federal Student Aid Website (FAFSA)
FAQ
Online Enrollment for Rhode Island Residents
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Tax Center
CollegeBoundfund Calculator
 

You should consider the investment objectives, risks, charges and expenses of the CollegeBoundfund carefully before investing. For a free copy of the Program Description, which contains this and other information, visit our Literature and Forms section, or call your financial representative or AllianceBernstein at (888) 324-5057. Please read the Program Description carefully before you invest.

If you are not a Rhode Island resident or if you have taxable income in another state, consider whether that other state offers a similar plan with favorable state income tax or other benefits not available if you invest in the CollegeBoundfund. Statements in this material concerning taxation are not offered as individual tax advice. Investors should consult with their tax advisor or contact their state tax division for more information before investing.

The investments in CollegeBoundfund are not guaranteed by the State of Rhode Island, the Rhode Island Higher Education Assistance Authority (which established and implemented CollegeBoundfund and makes rules and regulations governing the program), the Rhode Island State Investment Commission (which oversees the investments of the assets of CollegeBoundfund), the Federal Deposit Insurance Corporation (FDIC) or any instrumentality thereof. CollegeBoundfund is managed by AllianceBernstein L.P. and distributed by AllianceBernstein Investments, Inc., member FINRA.

Investment Products Offered:

Are Not FDIC Insured | May Lose Value | Are Not Bank Guaranteed

Investors should consider the investment objectives, risks, charges and expenses of the Fund/Portfolio carefully before investing. For copies of our prospectus or summary prospectus, which contain this and other information, click here or contact your AllianceBernstein Investments representative. Please read the prospectus and/or summary prospectus carefully before investing.

AllianceBernstein mutual funds may be offered only to persons in the United States and by way of a prospectus. This web site should not be considered a solicitation or offering of any investment products or services to investors residing outside of the United States.

AllianceBernstein Investments, Inc. is an affiliate of AllianceBernstein L.P., the manager of the funds, and is a member of FINRA.

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