For over a decade, AB has partnered with large defined contribution (DC) plans to deliver default
solutions that give participants all the benefits of target-date funds—with the opportunity to access
guaranteed income for life.
Income is a critical link to retirement security, and our surveys show that participants need help. Some,
worried about uncertain markets, don’t spend enough of their savings to fully enjoy their retirement.
Others may not save enough, or if they spend too much too soon, they risk running out of money.
That’s where AB’s Lifetime Income Strategy comes in. It’s a flexible, cost-effective, personalized
solution that helps alleviate worries about retirement security. It’s a program where participants can
build a sustainable, secure lifetime income stream—and see the progress as they do.