February 28, 2018 With Target-Date Funds, History Does Repeat by Jennifer DeLong Target-date funds played a big part in helping defined contribution (DC) plan participants stay invested through February’s market turmoil. And history does repeat: in the severe 2008–09 financial crisis, these funds kept many participants positioned to take part in a lengthy bull market. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
November 14, 2017 Six Tips to Take DC Plans to the Next Level by Jennifer DeLong Tax reform. Interest-rate hikes. Regulatory questions. Inflation. There’s always a reason to put off making changes to your company’s defined contribution (DC) plan. But some improvements will be good for your plan and participants no matter what happens. Multi-Asset, Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
May 16, 2017 DOL Throws New Lifeline to Lifetime-Income Solutions by Jennifer DeLong The defined contribution (DC) community has been buzzing about lifetime-income products lately. It’s a topic that’s been dormant for several years, but there are good reasons for renewed interest. Multi-Asset, Policy & Regulation, Target-Date Solutions Likes 0 SHARE Bookmarks
March 22, 2017 CITs: In the Sweet Spot for Improving DC Plans by Jennifer DeLong Today, with plan sponsors increasingly concerned about their fiduciary responsibility to provide appropriate and reasonably priced investment options, CITS can help a lot. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
March 07, 2017 When It Comes to Target-Date Funds, You Better Shop Around by Jennifer DeLong Many plan sponsors are shifting away from recordkeepers’ target-date funds to nonproprietary versions. But others are still using yesterday’s model. We think it’s time to take a look around. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
February 22, 2017 Reflation Brewing: Is Your Retirement Portfolio Ready? by Daniel J. Loewy, Christopher Nikolich For decades, there were two things that workers saving for retirement could count on: falling interest rates and low inflation. Change may be afoot. We think target-date funds should take notice. Inflation, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
September 06, 2016 Target-Date Fund Diversification: Don’t Settle for Simple by Jennifer DeLong Plain-vanilla portfolios have become a major presence in the target-date world after a difficult period for diversification. We don’t think it’s a good idea to bet that plain and simple will continue to win. Multi-Asset, Target-Date Solutions Likes 1 SHARE Bookmarks
November 09, 2015 Do Global Bonds Belong in US DC Plans? by Alison Martier, Christopher Nikolich Looking to control risk? US defined contribution (DC) plans should consider incorporating currency-hedged global bonds into their core menus and target-date funds (TDFs). Fixed Income, Multi-Asset, Target-Date Solutions Likes 1 SHARE Bookmarks
November 02, 2015 Making the Connection: Getting Workers into Target-Date Funds by Jennifer DeLong “If you build it…” will they come? DC plan sponsors can take heart that automatically enrolling participants in QDIAs, like target-date funds, is a move that most workers will welcome. Multi-Asset, Target-Date Solutions Likes 1 SHARE Bookmarks
October 06, 2015 Happily Ever After: Lifetime Income in DC Plans Shouldn’t Be a Fairy Tale by Daniel J. Loewy, Christopher Nikolich One of the big risks in retirement saving and spending is a problem most people would like to have: a long life. But funding an extended “happily ever after” isn’t easy. Multi-Asset, Target-Date Solutions Likes 1 SHARE Bookmarks
September 23, 2015 Gliding Along Better with Bond Diversifiers by Daniel J. Loewy, Christopher Nikolich Will the Fed start raising interest rates in October, December or next year? It should make no difference to building a successful target-date glide path for the next decade and beyond. Fixed Income, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
August 24, 2015 Get Real! Offsetting Inflation Risks in Your Glide Path by Daniel J. Loewy, Christopher Nikolich We’ve had a remarkable 30-year run of declining interest rates and modest inflation. As a result, few target-date glide paths were constructed with any inflation protection. We think it’s time to act. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
July 29, 2015 Diversify and Conquer: Enhancing Equities in Your Glide Path by Daniel J. Loewy, Christopher Nikolich Equities take a lead role in any target-date glide path because they’re the most reliable engine for investment growth. But even that engine could use some help in the future. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks